Debt Advice & Support

St Edyth’s church & Christ Church Downend have partnership agreements with Christians Against Poverty (CAP). We offer free face to face Debt help in people’s home and provide support across North Bristol. CAP have over 300 Debt Centres across the UK and help with any level of debt.

The challenge

The reasons for referrals are varied, however most are as a result of long term illness, unemployment and relationship breakdown. Many clients also suffer with poor mental health, making access to other agencies difficult.

In the CAP client report 2015 it is encouraging to report that 9 out of 10 clients with mental ill-health found CAP’s debt help service ‘very easy’ or ‘easy’ to access. The majority of CAP clients are referred through Foodbanks and Support Workers, as well as word of mouth. Half of all CAP clients wait over 2 years before seeking help, and across the UK 56% live below the poverty line. CAP help clients with budgeting while working on a debt solution; and in 2012 a survey found that 96% of clients remained debt free after working with CAP

The response

  • Bristol Citizens Advice Bureau deliver advice and support across a wide range of subjects including welfare rights, debt, employment, housing, consumer issues, relationship and general legal issues

  • North Bristol Advice Centre offers debt advice, welfare benefits advice, and advice on issues such as housing and employment

  • South Bristol Advice Service provides free, professional, confidential advice and information to those seeking help with welfare benefits and debt

  • St Paul’s Advice Centre provides welfare, debt & money, employment, housing and immigration advice

  • Talking Money (formerly Bristol Debt Advice Centre) provide debt advice, energy advice, benefits advice, financial education/training and consultancy

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